All general and health insurers to offer a specific cover for Persons with Disabilities (PWD), HIV/AIDS or mental illness

IRDAI vide circular dated:27.02.2023 has directed all general and health insurers to offer a specific cover for Persons with Disabilities (PWD), persons afflicted with HIV/AIDS, and those with mental illness. The insurers are directed to put in place a Board approved underwriting policy that ensures that no proposal from is denied for reason of disabilities (PWD), HIV/AIDS or mental illness.

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