Reserve Bank of India placed on its website a Working Paper titled “Assessing the Impact of Macroprudential Policies on Housing Credit Dynamics: Evidence from India”. This paper evaluates the efficacy of macroprudential (MaP) policy in modulating bank credit to the housing sector and its impact on the asset quality of banks in the Indian context. The empirical analysis suggests that a tightening of MaP policy is effective in controlling bank credit to the housing sector. Tightening policies appear to have a greater impact on credit growth than easing policies. Furthermore, a tighter MaP policy complemented with a tighter monetary policy helps in reducing non-performing assets in the housing sector.
SEBI Issues Clarifications on Digital Accessibility Norms for Regulated Entities
This update follows a series of circulars issued between July and September 2025, aimed at ensuring that all investor-facing digital platforms across India’s securities market