The Government of Haryana has issued the quarterly table of benefits for the New Group Insurance Scheme, 1985 for the period October 1 to December 31, 2025. The benefits apply to state government employees under the savings fund component of the scheme.
This quarterly update follows the standard practice established since April 1, 2017, and is based on guidelines issued by the Government of India (GOI).
📊 Key Details:
- Scheme Name: Haryana Government Employees New Group Insurance Scheme, 1985
- Period Covered: 01-10-2025 to 31-12-2025
- Interest Rate Applied: 7.1% per annum (compounded quarterly)
- GOI Reference: Letter No. 7(1)/EV/2023 dated 04-08-2025
📁 Two Tables of Benefits Notified:
- First Table:
- Based on monthly subscription of ₹10 per unit (from 01-04-1986 to 31-12-1989)
- ₹15 per unit from 01-01-1990 onwards
- Second Table: For employees who opted out of the revised rates (i.e., continued with ₹10 per unit even after 01-01-1990)
⚖️ Mortality Rate Used:
- 3.75 per thousand per annum up to 31-12-1987
- 3.60 per thousand per annum thereafter
📌 Implementation Notes:
It is assumed that the monthly subscription has been or will be recovered from the salary of the month in which an employee ceases service. If not, the shortfall must be deducted from the final payout.
Employees and departments are advised to refer to the official tables enclosed with the notification for calculating precise benefits.